"Make us the only risk you take."
Accident Investigation.
GDM Firerisk services provide an impartial and thorough accident investigation serviceHealth and Safety Executive guidance recommends that all accidents be investigated as a way of avoiding a recurrence. Accident investigation is a useful aid to prevention and may even help to save you money in the long term by providing a suitable recovery plan of action etc.
The Hidden Costs
Many business owners think that their Insurance will take care of all the costs if there is an accident. Well think again! Accident payouts are on the increase, this means that the cost will be passed down to the employer’s, through higher premiums and additional excess attached to insurance Policies. Employer's Liability / Public Liability Insurance will cover you for the payment of damages and legal costs to the injured party if they successfully pursue a civil action against you, but what about your costs?
For example cleaning and clearing the accident site, investigation time, overtime working or temporary replacement labour, plant & building damage, product & materials damage, production delays, loss of experience & expertise, tool & equipment damage and of course there's the inevitable paperwork.
Then there are the legal fees for defending a prosecution and the payment of the fines imposed if you are found guilty. No insurer can pay a fine for you, it is personal to you as the director and you will have to pay or even go to prison!
The biggest cost may be the damage to your Company’s reputation which could result in loss of Business etc!
It has been established that for every accident leading to serious injury there are approximately 10 minor injuries and 30 property damage accidents. For every £1.50 that you can recover by insurance there is between £9.00 and £39.00 of unrecoverable cost.
Good Business Practice
It is good business practice to have an investigation after every accident/incident, this will help your Company to avoid it happening again, and will improve your working practice’s by introducing extra Training or implementing new Procedures etc
Our Service
Our impartial and thorough accident investigation service is not intended to apportion blame but will examine the direct and indirect causes of the accident with a view to avoiding a recurrence and could help your Company reduce its insurance premiums.